Most cyber attacks on small businesses do not start with a clever hacker breaking through a firewall. They start with an email. Someone receives a message that looks like it comes from Microsoft, a supplier, a courier or even their own manager, clicks a link and enters their password, or opens an attachment they should not.
The UK Government's Cyber Security Breaches Survey 2025/26, published in April 2026, found that 43% of UK businesses identified a cyber breach or attack in the previous 12 months, and that phishing was by far the most common type, reported by 38% of businesses. The good news is that a team who know what to look for, and who feel comfortable reporting mistakes, can stop most phishing before it does any harm.
What is phishing?
Phishing is when criminals send messages pretending to be someone you trust in order to trick you into doing something. That might be entering your password on a fake login page, opening a file that installs malware, paying a fake invoice or sharing sensitive information. Variants include spear phishing (aimed at a specific person), smishing (by text message) and vishing (by phone call).
The red flags to look for
No single sign proves an email is malicious, but the more of these you see, the more careful you should be.
- Urgency or pressure. "Your account will be closed today", "pay before 3pm" or "I need this done now, I am in a meeting".
- An unusual request. Changing bank details, buying gift cards, sharing a password or approving something you would not normally handle.
- A sender address that does not match. The display name says your bank, but the address behind it is something unrelated or a near miss of a real domain.
- Links that go somewhere unexpected. On a computer, hover over a link to see where it really goes. On a phone, press and hold.
- Unexpected attachments, especially invoices, voicemails, shared documents or "secure messages" you were not expecting.
- Requests to sign in to view a document. Microsoft 365 and similar services rarely need you to sign in again from an email link.
- A generic greeting or a tone that does not match the person who supposedly sent it.
- Replies that move off email, for example asking you to continue on WhatsApp or a personal mobile number.
The single most useful habit is to stop and ask: "Was I expecting this, and is it asking me to do something unusual?" If the answer is no and yes, check through another route before acting.
Newer tricks: AI written emails and QR codes
AI written phishing
For years, poor spelling and grammar were the easiest giveaway. Generative AI tools have changed that. Criminals can now produce fluent, well formatted messages in any style, and tailor them using information from your website or social media. That means you should no longer rely on mistakes to spot a scam. Focus instead on what the email is asking you to do, and whether that request makes sense.
QR code phishing
Some phishing emails now contain a QR code rather than a link, often claiming you need to scan it to set up multi factor authentication, view a document or confirm a payment. Scanning it with your phone takes you to a fake login page, and because your phone is usually outside the protection of your work email filtering, the attack can slip past controls designed to catch links. The same trick appears on printed letters, posters and parking signs. Treat a QR code exactly like a link: if you were not expecting it, do not scan it.
Fake sign in pages that capture MFA
More advanced phishing kits can sit between you and the real Microsoft sign in page, passing your password and MFA code through and stealing the session that follows. The fake page can look identical to the real one. Checking the web address carefully, and using phishing resistant sign in methods such as passkeys, both help. Our guide to multi factor authentication explains the options.
What to do if you clicked
Everyone can be caught out, including IT professionals. What matters is what happens next. If you think you have clicked a phishing link, opened a suspicious attachment or entered your password somewhere you should not have:
- Tell your IT support immediately. Do not wait to see whether anything happens. Minutes can make a difference.
- If you entered a password, change it straight away from a device you trust, along with anywhere else you used the same password.
- If you opened an attachment, disconnect the computer from the network if IT asks you to, but do not switch it off or delete anything unless told to.
- If you made a payment or shared bank details, call your bank using a number you already know, then report it to Report Fraud, the national reporting service that replaced Action Fraud in England, Wales and Northern Ireland in December 2025. In Scotland, contact Police Scotland on 101.
- Write down what happened, including the time, the email and what you clicked, to help IT investigate.
Your IT provider can then check for suspicious sign ins, look for new mailbox rules an attacker may have created, revoke active sessions and search for the same email in other mailboxes. If someone has paid a fake invoice, our article on business email compromise and invoice fraud covers the next steps.
How to report phishing
- Inside your business: use the Report button in Outlook if you have it, or forward the email to your IT support as instructed. This lets them block the sender and remove copies from other mailboxes.
- To the NCSC: forward suspicious emails to the National Cyber Security Centre's Suspicious Email Reporting Service at report@phishing.gov.uk. It analyses reported messages and can take down malicious websites.
- Suspicious texts: forward them free of charge to 7726.
Reporting takes seconds and helps protect other people as well as your own business.
Training your team
Technology catches a lot of phishing before it reaches anyone, and email security filtering is essential. But some messages will always get through, so your people are an important last line of defence. Effective training is:
- Short and regular, rather than a long session once a year that everyone forgets
- Realistic, using examples that look like the emails your business actually receives
- Supported by simulated phishing, so people can practise spotting it in a safe way
- Blame free, so staff report mistakes quickly instead of hiding them
That last point matters most. A business where people feel able to say "I think I clicked something" within minutes is far safer than one where they keep quiet.
How Cyber Fits can help
Cyber Fits helps businesses across Sunderland and the North East reduce the risk of phishing with email filtering, multi factor authentication and practical security awareness training for staff. If you would like to know how well protected your team is today, book a free IT review and we will take a look.